Terms of Service

Last Updated: September 9, 2026

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the theacbcourse website and its related services (collectively, the "Service").

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use the Service.

If you are presented with an "Accept" button or similar acceptance mechanism, by pressing "Accept," you acknowledge that you have read, understood, and agree to these Terms of Service and the Privacy Policy, to the extent permitted by applicable law.

2. Educational Purpose Only

Theacbcourse provides educational and informational content relating to trading, financial markets, and related subjects.

The information provided through the Service is for general educational and informational purposes only. It does not constitute financial advice, investment advice, trading advice, legal advice, tax advice, or a recommendation to buy, sell, hold, or trade any financial instrument.

Theacbcourse is not a bank, broker, investment adviser, financial adviser, or other regulated financial institution unless expressly stated otherwise.

You are solely responsible for evaluating any information provided through the Service and for making your own financial and investment decisions.

3. Trading and Investment Risk

Trading financial instruments, including but not limited to stocks, foreign exchange, cryptocurrencies, CFDs, commodities, and other financial products, involves substantial risk of loss.

You may lose some or all of the money you invest. Past performance does not guarantee future results.

You should not invest money that you cannot afford to lose. Before making any investment or trading decision, you should consider your financial circumstances, objectives, experience, and risk tolerance and, where appropriate, seek advice from an appropriately qualified professional.

Theacbcourse does not guarantee profits, returns, income, or any particular trading or investment outcome.

4. Third-Party Services and Trading Partners

The Service may provide information, links, or introductions relating to third-party companies, brokers, trading platforms, financial-service providers, or other partners.

These third parties operate independently from theacbcourse and may have their own terms, privacy policies, eligibility requirements, fees, risks, and regulatory obligations.

Theacbcourse does not control and is not responsible for the services, products, policies, actions, or omissions of third parties.

You should review the applicable third-party terms and privacy policies before using their services or providing them with personal information.

5. Affiliate Disclosure

Theacbcourse may participate in affiliate or referral programs.

This means that if you access or use certain third-party services through links, referral codes, or tracking links provided by theacbcourse, we may receive a commission, fee, or other compensation if you take a qualifying action.

Any affiliate relationship does not change the educational nature of the information provided by theacbcourse and does not mean that a third-party service is suitable for you.

6. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms.

You must not:

• Use the Service for unlawful, fraudulent, or abusive purposes.
• Attempt to gain unauthorized access to the Service, its systems, databases, or accounts.
• Interfere with the security, operation, or functionality of the Service.
• Copy, reproduce, distribute, sell, license, or commercially exploit the course materials without permission.
• Use automated systems to improperly access, scrape, or collect information from the Service.
• Misrepresent your identity or provide information that you know to be false or misleading.

7. Intellectual Property

Unless otherwise stated, theacbcourse and its licensors own or control the intellectual property rights in the Service and its content, including text, course materials, graphics, branding, designs, logos, and other materials.

You may access and use the content for your personal, non-commercial educational purposes.

You may not reproduce, redistribute, modify, publish, sell, sublicense, or commercially exploit the content without prior written permission.

8. User Information

When using certain parts of the Service, you may be asked to provide personal information such as your name, email address, phone number, country of residence, date of birth, trading experience, investment-related information, and other information described in our Privacy Policy.

You agree to provide information that is accurate and not knowingly misleading.

Our collection and processing of personal information is described in our Privacy Policy.

9. No Guarantee of Availability or Results

We attempt to keep the Service available and accurate, but we do not guarantee that:

• The Service will always be available or uninterrupted.
• The content will always be complete, accurate, current, or error-free.
• The Service will meet your particular requirements.
• You will achieve any particular trading, investment, educational, financial, or other result.

Financial markets and third-party services may change without notice.

10. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Service and its content are provided on an "as is" and "as available" basis.

We disclaim warranties and representations to the extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement.

Nothing in these Terms excludes or limits any consumer rights or other rights that cannot legally be excluded or limited.

11. Limitation of Liability

To the maximum extent permitted by applicable law, theacbcourse and its owners, operators, affiliates, service providers, and contributors will not be liable for indirect, incidental, special, consequential, or punitive damages, or for losses arising from trading or investment decisions made using information obtained through the Service.

This includes, to the extent permitted by law, losses of money, profits, revenue, data, or business opportunities.

Nothing in these Terms limits liability that cannot legally be limited or excluded under applicable law.

12. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless theacbcourse and its owners, operators, affiliates, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful use of the Service, violation of these Terms, or violation of the rights of another person.

13. Termination

We may suspend or terminate access to the Service where reasonably necessary, including where a user violates these Terms, attempts to misuse the Service, or engages in unlawful or harmful activity.

Termination does not affect provisions that by their nature should continue after termination.

14. Governing Law and Consumer Rights

These Terms are governed by the laws applicable to theacbcourse and its operation, subject to any mandatory consumer-protection laws and other mandatory rights that apply to you.

If you are a consumer in the European Union or another jurisdiction that provides mandatory consumer protections, nothing in these Terms is intended to remove or restrict those rights.

15. Changes to These Terms

We may update these Terms from time to time.

When material changes are made, we may provide notice through the Service or by other reasonable means.

Your continued use of the Service after updated Terms become effective constitutes acceptance of the updated Terms to the extent permitted by applicable law.

16. Contact Us

If you have questions about these Terms, you can contact us at:

Email: gdnowrestaurant@gmail.com

Website: theacbcourse.com

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General Notice: These Terms are provided for the operation of theacbcourse and do not replace professional legal advice. You should obtain appropriate legal advice regarding the laws and regulations applicable to your specific business, activities, users, and jurisdictions.

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Privacy Policy

Last Updated: September 9, 2026

1. Introduction

This Privacy Policy explains how theacbcourse ("we," "us," or "our") collects, uses, stores, and shares personal information when you use the theacbcourse website and related services (the "Service").

By using the Service, you acknowledge that you have read and understood this Privacy Policy.

Where the Service provides an "Accept" button or similar mechanism for accepting the Terms and Privacy Policy, by pressing "Accept," you acknowledge that you have read, understood, and agree to the Terms of Service and acknowledge the Privacy Policy, to the extent permitted by applicable law.

Where we request consent for specific activities, such as certain marketing communications or sharing information with particular categories of partners, those activities will be subject to the separate consent or choice presented to you.

2. Personal Information We Collect

Information You Provide

• First name
• Middle name, if provided
• Last name
• Country of residence
• Date of birth
• Trading experience
• Markets or financial products you are interested in or trade
• Planned investment amount
• Whether you currently use a trading platform
• Source of income
• Additional information you voluntarily provide regarding your source of income
• Trading goals or what you are looking for
• Telephone country/dial code
• Phone number
• Email address

We do not intentionally collect precise GPS or device location through the quiz.

We do not request payment-card information through the current quiz.

3. How We Collect Information

We collect information primarily when you voluntarily enter it into forms, questionnaires, or other parts of the Service.

For example, information may be collected when you complete our trading questionnaire or request access to educational materials.

We may also receive technical information that is automatically transmitted when your browser connects to third-party services used by the website, such as resources used to display fonts.

We do not currently use Google Analytics, Facebook Pixel, Hotjar, Mouseflow, or similar analytics or behavioral tracking tools based on the current website configuration.

4. How We Use Your Information

We may use personal information to:

• Provide access to educational or course materials.
• Send email verification messages.
• Send requested course-related communications.
• Respond to inquiries and support requests.
• Operate, maintain, and secure the Service.
• Prevent fraud, abuse, or unauthorized activity.
• Maintain records of requests, preferences, and consents where applicable.
• Comply with legal and regulatory obligations.
• Communicate with you about the Service where legally permitted.
• Facilitate introductions to or communications from relevant third-party trading, brokerage, financial-service, or marketing partners where this is permitted by applicable law and where the necessary lawful basis or consent exists.
• Measure or improve the Service where permitted and where the relevant technology is implemented.

We do not use your information for purposes that are materially incompatible with the purposes described in this Privacy Policy without providing appropriate notice or obtaining consent where required.

5. Legal Bases for Processing — European Users

If you are located in the European Economic Area, the United Kingdom, or another jurisdiction where similar data-protection laws apply, we may process your personal information based on one or more of the following legal bases:

Consent

Where required, we process information based on your consent.

You may withdraw consent at any time where processing is based on consent. Withdrawal does not affect the lawfulness of processing carried out before withdrawal.

Contractual Necessity

We may process information where it is necessary to provide a service you have requested or to take steps at your request before providing that service.

Legitimate Interests

We may process information where necessary for our legitimate interests, such as operating, securing, improving, and protecting the Service, provided that those interests do not override your applicable rights and freedoms.

Legal Obligations

We may process information when necessary to comply with applicable laws, regulations, legal proceedings, or lawful requests from authorities.

6. Third-Party Service Providers

We may use third-party service providers to operate parts of the Service.

Supabase

We use Supabase for backend infrastructure and database services. Information submitted through the Service may be stored and processed using Supabase infrastructure.

You can review Supabase's privacy information at:

https://supabase.com/privacy

Resend

We use Resend to send email communications, including email verification messages and course-related emails.

Information such as your email address and relevant email content may be processed by Resend for the purpose of delivering those communications.

You can review Resend's privacy policy at:

https://resend.com/legal/privacy-policy

Google Fonts

The website may use Google Fonts to display fonts. When your browser loads a font from Google's infrastructure, technical information associated with the request, such as your IP address and browser-related information, may be processed by Google.

You can review Google's privacy information at:

https://policies.google.com/privacy

7. Third-Party Trading and Affiliate Partners

Theacbcourse may work with third-party trading, brokerage, financial-service, affiliate, or marketing partners.

Where applicable, we may provide information to or facilitate communication with such partners when there is a valid legal basis to do so, including where you have provided the required consent.

Depending on the applicable arrangement and your choices, information shared may include contact information and information you provided through the questionnaire that is relevant to the requested service or introduction.

Third-party partners may contact you regarding their products or services where legally permitted.

Third-party partners are responsible for their own processing of personal information and are subject to their own privacy policies, terms, and regulatory obligations.

Theacbcourse may receive commissions, fees, or other compensation when users interact with certain third-party partners through qualifying referral or affiliate arrangements.

8. Data Sharing

We may share personal information with:

• Service providers that help us operate the website, database, email system, hosting, security, or other infrastructure.
• Third-party trading, brokerage, financial-service, affiliate, or marketing partners where legally permitted and where the necessary lawful basis or consent exists.
• Professional advisers, authorities, or other parties where required by law or reasonably necessary to protect legal rights, safety, security, or the Service.
• A successor or acquiring entity in connection with a merger, acquisition, restructuring, or similar business transaction, subject to applicable law.

We do not share personal information indiscriminately.

Where required by applicable law, we will obtain appropriate consent before sharing information for a purpose that requires consent.

9. Cookies and Tracking Technologies

The current Service is not intentionally designed to use advertising cookies, behavioral tracking technologies, or third-party analytics such as Google Analytics or Facebook Pixel.

However, certain third-party services used by the website may use their own technical mechanisms when your browser communicates with them.

If we introduce additional cookies, analytics, advertising technologies, or similar tracking mechanisms in the future, we may update this Privacy Policy and, where legally required, provide appropriate notice or obtain consent.

10. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to provide the Service, maintain appropriate business records, comply with legal obligations, resolve disputes, enforce agreements, and protect our legitimate interests.

Verification information such as one-time verification codes should not be retained for longer than reasonably necessary for verification and security purposes.

Retention periods may vary depending on the type of information and the reason it was collected.

11. Data Security

We take reasonable technical and organizational measures designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no method of transmission or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

You should also take reasonable precautions when using the Service, including protecting access to your email account and other accounts you use.

12. International Data Transfers

Some of our service providers may process information in countries outside your country of residence.

Where applicable data-protection laws require safeguards for international transfers, we will seek to use appropriate mechanisms and safeguards, such as recognized contractual or legal transfer mechanisms.

13. GDPR Rights

If GDPR or similar European data-protection laws apply to you, you may have rights including:

• The right to access your personal information.
• The right to correct inaccurate or incomplete information.
• The right to request deletion of your personal information.
• The right to restrict certain processing.
• The right to object to certain processing.
• The right to data portability in applicable circumstances.
• The right to withdraw consent where processing is based on consent.
• The right to lodge a complaint with a competent data-protection supervisory authority.

To exercise your rights, contact us using the details below.

We may need to verify your identity before fulfilling certain requests.

14. California Privacy Rights

If you are a California resident, you may have additional rights under applicable California privacy laws, including rights relating to access, correction, deletion, and information about how personal information is collected and used.

California privacy laws may define terms such as "sale" and "sharing" more broadly than an ordinary transfer of information for money.

Accordingly, our treatment of personal information under California law depends on the specific processing activity and applicable legal definitions.

Where required, we will provide applicable opt-out mechanisms and honor valid privacy requests.

15. Children's Privacy

The Service is intended for individuals who are at least 18 years old.

We do not knowingly provide the Service to children under 13 or intentionally collect personal information from children under 13.

If you believe a child has provided personal information to us, please contact us so that we can take appropriate action.

16. Communication Choices

You may contact us if you wish to stop receiving certain communications.

Where applicable, marketing communications will include an appropriate unsubscribe or opt-out mechanism.

Please note that certain service-related communications, such as security, verification, or transactional messages, may still be necessary for the operation of the Service.

17. California Do Not Track

The current Service does not respond to browser "Do Not Track" signals in a standardized manner.

If this changes in the future, this Privacy Policy may be updated accordingly.

18. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices, technology, services, or legal requirements.

When material changes are made, we may provide notice through the Service or by other reasonable means.

The "Last Updated" date at the beginning of this Privacy Policy indicates when it was most recently revised.

19. Contact Us

If you have questions about this Privacy Policy or wish to exercise applicable privacy rights, contact us at:

Email: gdnowrestaurant@gmail.com

Website: theacbcourse.com

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General Privacy Notice: This Privacy Policy is intended to describe the current privacy practices of theacbcourse based on the services and data-processing activities described above. It does not constitute legal advice or guarantee compliance with every law applicable to a particular user, business structure, or jurisdiction.